Accident Insurance

Comprehensive Accident Medical

Accidents happen, and the last thing you want to worry about is who or how the bills are going to get paid. With this plan, you can focus on getting care. CAM helps you and your family with the high cost of health care resulting from injury or accidents. To qualify, there are no medical questions or exams. Coverage is guaranteed issue for eligible members as long as you
and/or your spouse are under the age of 65.

A simple accident can cost thousands of dollars. CAM can provide coverage for: People with high deductibles or out-of-pocket costs, in-between jobs or looking for work, an alternative to plans for which you do not qualify for, or students enrolled at a University looking for coverage.

SMART Accident Plus

More than 62% of all personal bankruptcies are caused by the cost of overwhelming medical expenses. Missing work due to an accident can put your family at serious financial risk. The SMART Accident Plus plan allows you to select the coverage you need.

  • Excellent supplement to high-deductible Qualified Health Plans
  • Flexible, affordable coverage: you choose from three benefit amounts
  • Additional voluntary plans for coverage in case of accident, cancer, or death with even more benefit options

You and your family have unique needs working within your budget. That is why we offer this affordable coverage in such a flexible manner. Due to changes in medical insurance legislation, many employers and individuals are choosing medical insurance plans with higher deductibles and co-payments. With this type of plan, there are major trade-offs. The price you pay for a lower premium is shouldering more of your out-of-pocket health care costs. With a SMART Accident Plus plan, you can lower your out-of-pocket medical expenses in the event of a covered accident or critical illness. Peace of mind is invaluable, and a SMART Accident Plus plan is an affordable way to protect your family. Getting contracted to sell this product is fast and easy, simply contact us for more information.

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