Open Enrollment, a key part of the Affordable Care Act (ACA), begins soon. Understanding the basics can help you take advantage of this important time period. Now is the time to review your current health insurance policy or sign up for a new plan. Questions regarding...
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Next Day Coverage in Minutes! Is Short Term Medical Right for You? People lose health insurance every day. The reality is people also get sick or injured every day. Since we cannot predict the future, it is wise to maintain health insurance for the...
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What is Vision Insurance? Vision insurance plans are designed to reduce the costs associated with routine preventive eye care like annual eye exams and prescription eyewear or contact lenses. The range of coverage for procedures depends on the company and plan level,...
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A gig economy is when a company entity or group of entities choose to hire freelancers, independent contractors, and temporary employees instead of full-time employees. It is a stark contrast to the traditional way of hiring full-time employees full-time....
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If you’re reading this, smart money says you’re just as confused as most people about healthcare in 2019. Can I buy coverage now? Maybe. Is there a penalty if I don’t find an ACA plan? No. What are my options if I lost my coverage? Several. Is it even...
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A Health Savings Account (HSA) is a tax-advantaged medical saving account available to taxpayers in the United States who are enrolled in a high-deductible health plan (HDHP). The funds contributed to an account are not...
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One of the biggest challenges facing freelancers today (aside from landing paying clients) is finding affordable healthcare coverage. In fact, according to a 2016 study by Upwork, 11 million freelancers in the U.S. workforce are without health insurance. It can be...
read morePeople who were not insured by a government approved plan in 2016, 2017 and 2018 now have more available ways to escape Affordable Care Act fines. Four new exemptions have been added to already existing ones for these years, meaning taxpayers may be able to recoup...
read moreWhen you’re facing a loss of medical coverage due to temporary gaps in employment or another factor, purchasing COBRA coverage could initially seem like the right choice to protect your health and finances. Under HIPAA, federal law requires employers with 20 people or...
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Short-term medical insurance policies are the answer to many people’s insurance problems. They help protect customers without major medical policies from the high costs of healthcare. These policies provide a much-needed safety net for the millions of...
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